Are You Thankful for Financial Security This Thanksgiving?

Thanksgiving is just a few days away! Families reunite, friends reminisce, stores open for business before folks finish eating. It’s all part of Turkey Day 2013, the special time we give thanks for all the blessings we’ve received from above! In this time of economic recovery, families are especially thankful for financial security. For those who desire more of it in their lives, banter about investment portfolios and life insurance will surely rule mealtime conversations.

In fact, the holiday season sees the most purchases of life insurance policies of any time in a year. Here’s an insightful article from Efinancial on why people scarf up policies between Thanksgiving and Christmas.

The Nestegg Repairman has over thirty years of experience helping families build their nesteggs. From young single professionals to family units with two sets of great-grandparents, we provide more than financial planning services–we bring both peace and security. This Thanksgiving, talk with your family (your whole family) about your current financial situation. How can you bolster your portfolio? Are your insurance premiums to high? What about long-term care? These are the kinds of questions families ask this time of year. These are also the kinds of questions The Nestegg Repairman is here to answer. Check out this testimonial from a young business owner we’ve helped. Here’s what our friend Joshua Lisec has to say about his experience with The Nestegg Repairman…

“Chuck and Jeff are not only two of the most knowledgeable gentlemen in the financial planning industry I’ve ever met, they are the most helpful as well. As a business owner, I have to assure that both my personal and professional finances are in tip-top shape. Thanks to The Nestegg Repairman, I am squared away with excellent health insurance coverage as well as a nestegg–that’s right, Chuck and Jeff have helped me start saving as soon as possible. I highly recommend The Nestegg Repairman to business owners and employed professionals alike, as well as to families looking for greater financial security in a season of global economic instability.”

Visit our services page to learn more! 🙂

Hate to Lose Money? Ever Heard of Indexing?

What if you never had to fear losing money ever again? If you went to a casino whose rules allowed you to keep half of all winnings but never lose any money, would you take those odds? Doesn’t even sound like gambling, does it?

Welcome to the new world of retirement planning, folks. We at The Nestegg Repairman have a money-saving model  that’s quite possibly the best kept secret in the world of financial planning. We’re talking about Indexed Universal Life.

Say what? Life insurance? Yes, you’ve probably seen the commercials. “You need life insurance in case you have an ‘accident.’ You need life insurance so you can pass some extra change onto your kids. You need life insurance so your partner can afford to find a new spouse when you die.” Maybe that last one is a bit of an exaggeration. The point is that the average Joe or Jane sees life insurance as something for seniors. The old kind of life insurance is. But not the new one.

Indexed Universal Life is an ingenious retirement planning opportunity. Before we salivate over the unbelievable benefits, let’s see how it works. An Indexed Universal Life policy starts out with a standard life insurance policy through any number of providers (The Nestegg Repairman is partnered with several). This policy costs nothing to purchase since it’s based on a month-to-month premium, which The Nestegg Repairman can make sure is affordable for you.  Unlike a 401(k) or IRA, you have control over the principal. Need to “borrow” from yourself to pay for Junior’s college tuition? Go right ahead. Tax-free, too. That’s pretty awesome, but that’s not even the best part.

As mentioned at the beginning, you never have to fear lose money again. Ever. Because your life insurance policy is connected directly to the S&P 500 Index (or other Index account), you get to reap the rewards of the market’s rise. If the market goes up one year by 17%, you get to keep a large portion of that (most Indexed Universal Life policies are capped at 14%, FYI). But if the market goes down 10% the next year, you lose nothing–and you get to keep the previous years’ earnings on the principal!

Is any of this making sense? Let’s get a visual perspective on this…

Too good to be true? Nope. We’d love to walk you through the best Indexed Universal Life policy for you and your family. Click here to learn more about our retirement planning services. Ready to jump right in and take advantage of this retirement miracle? Contact us today!